The evaluation of financial literacy programmes for children in Malaysia is conducted through pre and post-training surveys at workshops for children. The primary aim of the evaluation is to assess the programme for its appropriateness and effectiveness. This is to ensure that the programme objectives meet the needs of the participants.

The collection of information and data takes place in two stages: through a preworkshop questionnaire administered prior to the commencement of the workshop and through a post-workshop questionnaire - aimed to reflect the change in children’s levels of satisfaction with the programme and the appropriateness and effectiveness of programme content.

Awareness of the financial education programme in schools as well as among students is also measured based on the analysis of the number of hits on the financial education website ( and a count of members. Evaluation also takes place through the assessment of students using the Pocket Money Book to manage their daily finances.

Moreover, as Malaysia benefits from strong partnership between public sector and financial institutions (FIs), the evaluation of programmes and of their effectiveness is also done by monitoring the level of involvement and activity of the private sector. In particular, useful data are collected by analysing the frequency of visits made by FIs to their adopted schools; the percentage of FIs distributing the Pocket Money Book and of those briefing students on the use and importance of the Pocket Money Book; and finally the percentage of FIs conducting competitions on the use of the Pocket Money Book.

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