Appendix B: Compound Interest Factors

B.l COMPOUND INTEREST TABLES (USING MS EXCEL)

Using MS Excel a compound interest table could be established to calculate compound interest factors for different interest rates and time periods. An example is cited next for i = 10% and n = 1 to 50 years.

10.00%

10.00%

п

F/P

P/F

A/F

A/P

F/A

P/A

A/G

P/G

i

1.1000

0.9091

1.0000

1.1000

1.0000

0.9091

0.0000

0.0000

2

1.2100

0.8264

0.4762

0.5762

2.1000

1.7355

0.4762

0.8264

3

1.3310

0.7513

0.3021

0.4021

3.3100

2.4869

0.9366

2.3291

4

1.4641

0.6830

0.2155

0.3155

4.6410

3.1699

1.3812

4.3781

5

1.6105

0.6209

0.1638

0.2638

6.1051

3.7908

1.8101

6.8618

6

1.7716

0.5645

0.1296

0.2296

7.7156

4.3553

2.2236

9.6842

7

1.9487

0.5132

0.1054

0.2054

9.4872

4.8684

2.6216

12.7631

8

2.1436

0.4665

0.0874

0.1874

11.4359

5.3349

3.0045

16.0287

9

2.3579

0.4241

0.0736

0.1736

13.5795

5.7590

3.3724

19.4215

10

2.5937

0.3855

0.0627

0.1627

15.9374

6.1446

3.7255

22.8913

11

2.8531

0.3505

0.0540

0.1540

18.5312

6.4951

4.0641

26.3963

12

3.1384

0.3186

0.0468

0.1468

21.3843

6.8137

4.3884

29.9012

13

3.4523

0.2897

0.0408

0.1408

24.5227

7.1034

4.6988

33.3772

14

3.7975

0.2633

0.0357

0.1357

27.9750

7.3667

4.9955

36.8005

15

4.1772

0.2394

0.0315

0.1315

31.7725

7.6061

5.2789

40.1520

16

4.5950

0.2176

0.0278

0.1278

35.9497

7.8237

5.5493

43.4164

17

5.0545

0.1978

0.0247

0.1247

40.5447

8.0216

5.8071

46.5819

18

5.5599

0.1799

0.0219

0.1219

45.5992

8.2014

6.0526

49.6395

19

6.1159

0.1635

0.0195

0.1195

51.1591

8.3649

6.2861

52.5827

20

6.7275

0.1486

0.0175

0.1175

57.2750

8.5136

6.5081

55.4069

21

7.4002

0.1351

0.0156

0.1156

64.0025

8.6487

6.7189

58.1095

22

8.1403

0.1228

0.0140

0.1140

71.4027

8.7715

6.9189

60.6893

23

8.9543

0.1117

0.0126

0.1126

79.5430

8.8832

7.1085

63.1462

24

9.8497

0.1015

0.0113

0.1113

88.4973

8.9847

7.2881

65.4813

25

10.8347

0.0923

0.0102

0.1102

98.3471

9.0770

7.4580

67.6964

26

11.9182

0.0839

0.0092

0.1092

109.1818

9.1609

7.6186

69.7940

27

13.1100

0.0763

0.0083

0.1083

121.0999

9.2372

7.7704

71.7773

28

14.4210

0.0693

0.0075

0.1075

134.2099

9.3066

7.9137

73.6495

29

15.8631

0.0630

0.0067

0.1067

148.6309

9.3696

8.0489

75.4146

30

17.4494

0.0573

0.0061

0.1061

164.4940

9.4269

8.1762

77.0766

31

19.1943

0.0521

0.0055

0.1055

181.9434

9.4790

8.2962

78.6395

(Continued)

10.00%

10.00%

п

F/P

P/F

A/F

A/P

F/A

P/A

A/G

P/G

32

21.1138

0.0474

0.0050

0.1050

201.1378

9.5264

8.4091

80.1078

33

23.2252

0.0431

0.0045

0.1045

222.2515

9.5694

8.5152

81.4856

34

25.5477

0.0391

0.0041

0.1041

245.4767

9.6086

8.6149

82.7773

35

28.1024

0.0356

0.0037

0.1037

271.0244

9.6442

8.7086

83.9872

40

45.2593

0.0221

0.0023

0.1023

442.5926

9.7791

9.0962

88.9525

45

72.8905

0.0137

0.0014

0.1014

718.9048

9.8628

9.3740

92.4544

50

117.3909

0.0085

0.0009

0.1009

1163.9085

9.9148

9.5704

94.8889

B.2 STANDARD COMPOUND INTEREST TABLES

Vl°/o

To find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + iT

To find A, given F:

i

n+iT-1

To find A, given P:

/(1 + 1)” (1 + /У-1

To find F, given A:

(1 + /У-1 1

To find P, given A:

(1 + /Г-1 /(1 + iT

n

(f/p)'n'2

(p/f)V2

(a/f)"2

U>/p)'n'2

(f/a)"2

(р/а)У2

n

1

1.005

0.9950

1.00000

1.00500

1.000

0.995

1

2

1.010

0.9901

0.49875

0.50375

2.005

1.985

2

3

1.015

0.9851

0.33167

0.33667

3.015

2.970

3

4

1.020

0.9802

0.24183

0.25313

4.030

3.950

4

5

1.025

0.9754

0.19801

0.20301

5.050

4.926

5

6

1.030

0.9705

0.16460

0.16960

6.076

5.896

6

7

1.036

0.9657

0.14073

0.14573

7.106

6.862

7

8

1.041

0.9609

0.12283

0.12783

8.141

7.823

8

9

1.046

0.9561

0.10891

0.11391

9.182

8.779

9

10

1.051

0.9513

0.09777

0.10277

10.288

9.730

10

11

1.056

0.9466

0.08866

0.09366

11.279

10.677

11

12

1.062

0.9419

0.08107

0.08607

12.336

11.619

12

13

1.067

0.9372

0.07464

0.07964

13.397

12.556

13

14

1.072

0.9326

0.06914

0.07414

14.464

13.489

14

15

1.078

0.9279

0.06436

0.06936

15.537

14.417

15

16

1.083

0.9233

0.06019

0.06519

16.614

15.340

16

17

1.088

0.9187

0.05615

0.06151

17.697

16.259

17

18

1.094

0.9141

0.05323

0.05823

18.786

17.173

18

19

1.099

0.9096

0.05030

0.05530

19.880

18.082

19

20

1.105

0.9051

0.04767

0.05267

20.979

18.987

20

21

1.110

0.9006

0.04528

0.05028

22.084

19.888

21

22

1.116

0.8961

0.04311

0.04811

23.194

20.784

22

23

1.122

0.8916

0.04113

0.04613

24.310

21.676

23

24

1.127

0.8872

0.03932

0.04432

25.432

22.563

24

Vj%

To find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + »')"

To find A, given F:

i

(1 + /У-1

To find A, given P:

/(1 + /T (1 + /Г-1

To find F, given A:

(1 + i)"-1 /’

To find P, given A:

(1 + /У-1 /(1 + iT

n

(f/p)n2

(pit) J/2

(a/f)'„'2

2

(f/a)i/2

(p/a)'„'2

n

25

1.133

0.8828

0.03767

0.04265

26.559

23.446

25

26

1.138

0.8784

0.03611

0.04111

27.692

24.324

26

27

1.144

0.8740

0.03469

0.03969

28.830

25.198

27

28

1.150

0.8697

0.03336

0.03836

29.975

26.068

28

29

1.156

0.8653

0.03213

0.03713

31.124

26.933

29

30

1.161

0.8610

0.03098

0.03598

32.280

27.794

30

31

1.167

0.8567

0.02990

0.03490

33.441

28.651

31

32

1.173

0.8525

0.02889

0.03389

34.609

29.503

32

33

1.179

0.8482

0.02795

0.03295

35.782

30.352

33

34

1.185

0.8440

0.02706

0.03206

36.961

31.196

34

35

1.191

0.8398

0.02622

0.03122

38.145

32.035

35

40

1.221

0.8191

0.02265

0.02765

44.159

36.172

40

45

1.252

0.7990

0.01987

0.02487

50.324

40.207

45

50

1.283

0.7793

0.01 765

0.02265

56.645

44.143

50

55

1.316

0.7601

0.01548

0.02084

63.126

47.981

55

60

1.349

0.7414

0.01433

0.01933

69.770

51.726

60

65

1.383

0.7231

0.01306

0.01806

76.582

55.377

65

70

1.418

0.7053

0.01197

0.01697

83.566

58.939

70

75

1.454

0.6879

0.01102

0.01602

90.727

62.414

75

80

1.490

0.6710

0.01020

0.01520

98.068

65.802

80

85

1.528

0.6545

0.00947

0.01447

105.594

69.108

85

90

1.567

0.6383

0.00883

0.01383

113.311

72.331

90

95

1.606

0.6226

0.00825

0.01325

121.222

75.476

95

100

1.647

0.6073

0.00773

0.01273

129.334

78.543

100

1%

To find F, given

P: (1 + i)"

To find P, given F:

1

П+/Т

To find A, given F:

i

(1+/Г-1

To find A, given P:

1(1 + /')" (1 + /T-1

To find F, given A:

(1 + /Г-1 /’

To find P, given A:

(1 + /У-1 i(1 + /T

n

(f/p)!!2

(p/O J/2

(.a/f)"2

(a/p)'n'2

(f/a)''2

(/P/а)l'2

n

1

1.010

0.9901

1.00000

1.01000

1.000

0.990

1

2

1.020

0.9803

0.49751

0.50751

2.010

1.970

2

3

1.030

0.9706

0.33002

0.34002

3.030

2.941

3

4

1.041

0.9610

0.24628

0.25628

4.060

3.902

4

1%

То find F, given

P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /У

To find A, given F:

i

(1 + /T-1

To find A, given P:

/(1 + /)" (1 + /У-1

To find F, given A:

(1 + /Г-1 1

To find P, given A:

(1 + /У-1 /(1 + /У

п

2

(a/f) i'2

(a/p)i'2

(f/a)J/2

(p!a)]i2

n

5

1.051

0.9515

0.19604

0.20604

5.101

4.853

5

6

1.062

0.9420

0.16255

0.17255

6.152

5.795

6

7

1.072

0.9327

0.13863

0.14863

7.214

6.728

7

8

1.083

0.9235

0.12069

0.13069

8.286

7.652

8

9

1.094

0.9143

0.10674

0.11674

9.369

8.566

9

10

1.105

0.9053

0.09558

0.10558

10.462

9.471

10

11

1.116

0.8963

0.08645

0.09645

11.567

10.368

11

12

1.127

0.8874

0.07885

0.08885

12.683

11.255

12

13

1.138

0.8787

0.07241

0.08241

13.809

12.134

13

14

1.149

0.8700

0.06690

0.07690

14.947

13.004

14

15

1.161

0.8613

0.06212

0.07212

16.097

13.865

15

16

1.173

0.8528

0.05794

0.06794

17.258

14.718

16

17

1.184

0.8444

0.05426

0.06426

18.430

15.562

17

18

1.196

0.8360

0.05098

0.06098

19.615

16.398

18

19

1.208

0.8277

0.04805

0.05805

20.811

17.226

19

20

1.220

0.8195

0.04542

0.05542

22.019

18.046

20

21

1.232

0.8114

0.04303

0.05303

23.239

18.857

21

22

1.245

0.8034

0.04086

0.05086

24.472

19.660

22

23

1.257

0.7954

0.03889

0.04889

25.716

20.456

23

24

1.270

0.7876

0.03707

0.04707

26.973

21.243

24

25

1.282

0.7798

0.03541

0.04541

28.243

22.023

25

26

1.295

0.7720

0.03387

0.04387

29.526

22.795

26

27

1.308

0.7644

0.03245

0.04245

30.821

23.560

27

28

1.321

0.7568

0.03112

0.04112

32.129

24.316

28

29

1.335

0.7493

0.02990

0.03990

33.450

25.066

29

30

1.348

0.7419

0.02875

0.03875

34.785

25.808

30

31

1.361

0.7346

0.02768

0.03768

36.133

26.542

31

32

1.375

0.7273

0.02667

0.03667

37.494

27.270

32

33

1.391

0.7201

0.02573

0.03573

38.869

27.990

33

34

1.403

0.7130

0.02484

0.03484

40.258

28.703

34

35

1.417

0.7059

0.02400

0.03400

41.660

29.409

35

40

1.489

0.6717

0.02046

0.03046

48.886

32.835

40

45

1.565

0.6391

0.01771

0.02771

56.481

36.095

45

50

1.645

0.6080

0.01551

0.02551

64.463

39.196

50

55

1.729

0.5785

0.01373

0.02373

72.852

42.147

55

60

1.817

0.5504

0.01224

0.02224

81.670

44.955

60

65

1.909

0.5237

0.01100

0.02100

90.937

47.627

65

70

2.007

0.4983

0.00993

0.01993

100.676

50.169

70

1%

То find F, given

P: (1 +i)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /)л-1

To find A, given P:

i(1 + /)" (1 + i)" -1

To find F, given A:

(1 + /T-1 /’

To find P, given A:

(1 + /T-1 /'(1 + /)"

п

(f/p) V

lp/f) i'2

(■a/f)"2

(a/p)!'2

(f/a)''2

(p/^'2

n

75

2.109

0.4741

0.00902

0.01902

110.913

52.587

75

80

2.217

0.4511

0.00822

0.01822

121.672

54.888

80

85

2.330

0.4292

0.00752

0.01752

132.979

57.078

85

90

2.449

0.4084

0.00690

0.01690

144.863

59.161

90

95

2.574

0.3886

0.00636

0.01636

157.354

61.143

95

100

2.705

0.3697

0.00587

0.01587

170.481

63.029

100

Vh

To find F, given P: (1 + i)"

To find P, given F:

1

П+/Т

To find A, given F:

i

(1+/Г-1

To find A, given P:

/(1 + iT (1 + /Г-1

To find F, given A:

(1 + /Г-1 /’

To find P, given A:

(1 + /T-1 i(1 + i)"

n

(f/p)r

(p/n Г2

(a/f) V2

(a/p)V2

tf/a)”'2

(p/a)V2

n

1

1.015

0.9852

1.00000

1.01500

1.000

0.985

1

2

1.030

0.9707

0.49629

0.51128

2.015

1.956

2

3

1.046

0.9563

0.32838

0.34338

3.045

2.912

3

4

1.061

0.9422

0.24444

0.25944

4.091

3.854

4

5

1.077

0.9283

0.19409

0.20909

5.152

4.783

5

6

1.093

0.9145

0.16053

0.17553

6.230

5.697

6

7

1.110

0.9010

0.13656

0.15156

7.323

6.598

7

8

1.126

0.8877

0.11858

0.13358

8.433

7.486

8

9

1.143

0.8746

0.10461

0.11961

9.559

8.361

9

10

1.161

0.8617

0.09343

0.10843

10.703

9.222

10

11

1.178

0.8489

0.08429

0.09930

11.863

10.071

11

12

1.196

0.8364

0.07668

0.09168

13.041

10.908

12

13

1.214

0.8240

0.07024

0.08524

14.237

11.732

13

14

1.232

0.8118

0.06472

0.07972

15.450

12.543

14

15

1.250

0.7999

0.05994

0.07494

16.682

13.343

15

16

1.269

0.7880

0.05577

0.07077

17.932

14.131

16

17

1.288

0.7764

0.05208

0.06708

19.201

14.908

17

18

1.307

0.7649

0.04881

0.06381

20.489

15.673

18

19

1.327

0.7536

0.04588

0.06086

21.797

16.426

19

20

1.347

0.7425

0.04325

0.05825

23.124

17.169

20

21

1.367

0.7315

0.04087

0.05587

24.471

17.900

21

22

1.388

0.7207

0.03870

0.05370

25.838

19.621

22

1'Л%

То find F, given Р: (1 + /)"

То find Р, given F:

  • 1
  • (1 + /)л

To find A, given F:

i

(1 + /У-1

To find A, given P:

/(1 + iT d + iT-1

To find F, given A:

(1 + /У-1 1

To find P, given A:

(1 + /У-1 i'(1 + i)"

п

(f/pC2

(p/f)'n'12

(a/f)”'2

(a/p)'„V2

(f/a)lV2

(p/a)l'n

n

23

1.408

0.7100

0.03673

0.05173

27.225

19.331

23

24

1.430

0.6995

0.03492

0.04992

28.634

20.030

24

25

1.451

0.6892

0.03325

0.04826

30.063

20.720

25

26

1.473

0.6790

0.03173

0.04673

31.514

21.399

26

27

1.495

0.6690

0.03032

0.04532

32.987

22.068

27

28

1.517

0.6591

0.02900

0.04400

34.481

22.727

28

29

1.540

0.6494

0.02778

0.04278

35.999

23.376

29

30

1.563

0.6396

0.02664

0.04164

37.539

24.016

30

31

1.587

0.6303

0.02557

0.04057

39.102

24.646

31

32

1.610

0.6210

0.02458

0.03958

40.688

25.267

32

33

1.634

0.6118

0.02364

0.03864

42.229

25.879

33

34

1.659

0.6028

0.02276

0.03776

43.933

26.482

34

35

1.684

0.5939

0.02193

0.03693

45.592

27.076

35

40

1.814

0.5513

0.01834

0.03343

54.268

29.916

40

45

1.954

0.5117

0.01572

0.03072

63.614

32.552

45

50

2.105

0.4750

0.01357

0.02857

73.683

35.000

50

55

2.268

0.4409

0.01183

0.02683

84.530

37.271

55

60

2.443

0.4093

0.01039

0.02539

96.215

39.380

60

65

2.632

0.3799

0.00919

0.02419

108.803

41.338

65

70

2.835

0.3527

0.00817

0.02317

122.364

43.155

70

75

3.055

0.3274

0.00730

0.02230

136.973

44.842

75

80

3.291

0.3039

0.00655

0.02155

152.711

46.407

80

85

3.545

0.2821

0.00589

0.02089

169.665

47.861

85

90

3.819

0.2619

0.00532

0.02032

187.930

49.210

90

95

4.114

0.2431

0.00482

0.01982

207.606

50.462

95

100

4.432

0.2256

0.00437

0.01937

228.803

51.625

100

2%

To find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /)" — 1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

(1 + /У-1 /(1 + iT

n

(f/p)2n

(p/f)l

(a/f)2

(a/p)2

(f/a)l

(p/aj2

n

1

1.020

0.9804

1.00000

1.02000

1.000

0.980

1

2

1.040

0.9612

0.49505

0.51505

2.020

1.942

2

3

1.061

0.9423

0.32675

0.34675

3.060

2.884

3

2%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /У

To find A, given F:

i

(1 + /Г-1

To find A, given P:

/0 + /)" (1 + /У-1

To find F, given A:

(1 + /У-1 /

To find P, given A:

(1 + /У-1 /(1 + iT

п

(f/pin

(p/f)l

(a/f)i

(a/p)l

(f/a)2n

(p/a)l

n

4

1.082

0.9238

0.24262

0.26262

4.122

3.808

4

5

1.104

0.9057

0.19216

0.21216

5.204

4.713

5

6

1.126

0.8880

0.15853

0.17853

6.308

5.601

6

7

1.149

0.8706

0.13451

0.15451

7.434

6.472

7

8

1.172

0.8535

0.11651

0.13651

8.583

7.325

8

9

1.195

0.8368

0.10252

0.12252

9.755

8.162

9

10

1.219

0.8203

0.09133

0.11133

10.950

8.983

10

11

1.243

0.8043

0.08216

0.10218

12.169

9.787

11

12

1.268

0.7885

0.07456

0.09456

13.412

10.575

12

13

1.294

0.7730

0.06812

0.08812

14.680

11.348

13

14

1.319

0.7579

0.06260

0.08260

15.974

12.106

14

15

1.346

0.7430

0.05783

0.07783

17.293

12.849

15

16

1.373

0.7284

0.05365

0.07365

18.639

13.578

16

17

1.400

0.7142

0.04997

0.06997

20.012

14.292

17

18

1.428

0.7002

0.04670

0.06670

21.412

14.992

18

19

1.457

0.6864

0.04378

0.06378

22.841

15.678

19

20

1.486

0.6730

0.04116

0.06116

24.297

16.351

20

21

1.516

0.6598

0.03878

0.05878

25.783

17.011

21

22

1.546

0.6468

0.03663

0.05663

27.299

17.658

22

23

1.577

0.6342

0.03467

0.05467

28.845

18.292

23

24

1.608

0.6217

0.03287

0.05287

30.422

18.914

24

25

1.641

0.6095

0.03122

0.05122

32.030

19.523

25

26

1.673

0.5976

0.02970

0.04970

33.671

20.121

26

27

1.707

0.5859

0.02829

0.04829

35.344

20.707

27

28

1.741

0.5744

0.02699

0.04699

37.051

21.281

28

29

1.776

0.5631

0.02578

0.04578

38.792

21.844

29

30

1.811

0.5521

0.02465

0.04465

40.568

22.396

30

31

1.848

0.5412

0.02360

0.04360

42.379

22.938

31

32

1.885

0.5306

0.02261

0.04261

44.227

23.468

32

33

1.922

0.5202

0.02169

0.04169

46.112

23.989

33

34

1.961

0.5100

0.02082

0.04082

48.034

24.499

34

35

2.000

0.5000

0.02000

0.04000

49.994

24.999

35

40

2.208

0.4529

0.01656

0.03656

60.402

27.355

40

45

2.438

0.4102

0.01391

0.03391

71.893

29.490

45

50

2.692

0.3715

0.01182

0.03182

84.579

31.424

50

55

2.972

0.3365

0.01014

0.03014

98.587

33.175

55

2%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + iT

To find A, given F:

i

(1 + /')л-1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

(1 + /У-1 i(1 + i')"

п

(f/p)2n

(p/f)n

(a/f)l

(a/p)l

(f/a)l

(pla)l

n

60

3.281

0.3048

0.00877

0.02877

114.052

34.761

60

65

3.623

0.2761

0.00763

0.02763

131.126

36.197

65

70

4.000

0.2500

0.00667

0.02667

149.978

37.499

70

75

4.416

0.2265

0.00586

0.02586

170.792

38.677

75

80

4.875

0.2051

0.00516

0.02516

193.772

39.745

80

85

5.383

0.1858

0.00456

0.02456

219.144

40.711

85

90

5.943

0.1683

0.00405

0.02405

247.157

41.587

90

95

6.562

0.1524

0.00360

0.02360

278.085

42.380

95

100

7.245

0.1380

0.00320

0.02320

312.232

43.098

100

2Vj%

To find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /)”

To find A, given F:

i

(1 + /У-1

To find A, given P:

/'(1 + /T (1 + /У-1

To find F, given A:

(1 + /У-1 /

To find P, given A:

(1 + i)" -1 /(1 + 1)"

n

(f!p)lV2

(ptf)V2

(a/f)2,/2

(alp)2'12

(f/a)™2

(p/a)2nV2

n

1

1.025

0.9756

1.00000

1.02500

1.000

0.976

1

2

1.051

0.9518

0.49383

0.51883

2.025

1.927

2

3

1.077

0.9386

0.32514

0.35014

3.076

2.856

3

4

1.104

0.9060

0.24082

0.26512

4.153

3.762

4

5

1.131

0.8839

0.19025

0.21525

5.256

4.646

5

6

1.160

0.8623

0.15655

0.18155

6.388

5.508

6

7

1.189

0.8413

0.13250

0.15750

7.547

6.349

7

8

1.218

0.8207

0.11447

0.13947

8.736

7.170

8

9

1.249

0.8007

0.10046

0.12546

9.955

7.971

9

10

1.280

0.7812

0.08926

0.11426

11.203

8.752

10

11

1.312

0.7621

0.08011

0.10511

12.483

9.514

11

12

1.345

0.7436

0.07249

0.09749

13.796

10.258

12

13

1.379

0.7254

0.06605

0.09105

15.140

10.983

13

14

1.413

0.7077

0.06054

0.08554

16.519

11.691

14

15

1.448

0.6905

0.05577

0.08077

17.932

12.381

15

16

1.485

0.6736

0.05160

0.07660

19.380

13.055

16

17

1.522

0.6572

0.04793

0.07293

20.865

13.712

17

2'h"/o

To find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /')л

To find A, given F:

i

(1 + /Г-1

To find A, given P:

/(1 + iT d + iT-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

d + iT-1 /(1 + iT

п

tf/p)lu2

(p/f)2n'n

(a/f)™2

(a/p)V2

(f/a)™1

(p/a)™2

n

18

1.560

0.6412

0.04407

0.06967

22.386

14.353

18

19

1.599

0.6255

0.04176

0.06676

23.946

14.979

19

20

1.639

0.6103

0.03915

0.06415

25.545

15.589

20

21

1.680

0.5954

0.03679

0.06179

27.183

16.185

21

22

1.722

0.5809

0.03465

0.05965

28.863

16.765

22

23

1.765

0.5667

0.03270

0.05770

30.584

17.332

23

24

1.809

0.5529

0.03091

0.05591

32.349

17.885

24

25

1.854

0.5394

0.02928

0.05428

34.158

18.424

25

26

1.900

0.5262

0.02777

0.05277

36.012

18.951

26

27

1.948

0.5134

0.02638

0.05138

37.912

19.494

27

28

1.996

0.5009

0.02509

0.05009

39.860

19.965

28

29

2.046

0.4887

0.02389

0.04689

41.856

20.454

29

30

2.098

0.4767

0.02278

0.04778

43.903

20.930

30

31

2.150

0.4651

0.02174

0.04674

46.000

21.395

31

32

2.204

0.4538

0.02077

0.04577

48.150

21.849

32

33

2.259

0.4427

0.01986

0.04486

50.354

22.292

33

34

2.315

0.4319

0.01901

0.04401

52.613

22.724

34

35

2.373

0.4214

0.01821

0.04321

54.928

23.145

35

40

2.685

0.3724

0.01464

0.03984

67.403

25.103

40

45

3.038

0.3292

0.01227

0.03727

81.516

26.833

45

50

3.437

0.2909

0.01026

0.03526

97.484

28.362

50

55

3.889

0.2572

0.00865

0.03365

115.551

29.714

55

60

4.400

0.2273

0.00735

0.03235

135.992

30.909

60

65

4.978

0.2009

0.00628

0.03128

159.118

31.965

65

70

5.632

0.1776

0.00540

0.03040

185.284

32.898

70

75

6.372

0.1569

0.00465

0.02965

214.888

33.723

75

80

7.210

0.1387

0.00403

0.02903

248.383

34.452

80

85

8.157

0.1226

0.00349

0.02849

286.279

35.096

85

90

9.229

0.1084

0.00304

0.02804

329.154

35.666

90

95

10.442

0.0958

0.00265

0.02765

377.664

36.169

95

100

11.814

0.0846

0.00231

0.02731

432.549

36.614

100

3%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /Г

To find A, given F:

i

(1 + /T-1

To find A, given P:

/(1 + /T (1 + /У-1

To find F, given A:

(1 + i)" -1 /’

To find P, given A:

(1 + i)"-1 /(1+/У

п

(p/f)l

(a/ffn

(a/p)l

(f/a)J

(p/a)n

n

1

1.030

0.9709

1.00000

1.03000

1.000

0.971

1

2

1.061

0.9426

0.49261

0.52261

2.030

1.913

2

3

1.093

0.9151

0.32353

0.35353

3.091

2.829

3

4

1.126

0.8885

0.23903

0.26903

4.184

3.717

4

5

1.159

0.8626

0.18835

0.21835

5.309

4.580

5

6

1.194

0.8375

0.15460

0.18460

6.468

5.417

6

7

1.230

0.8131

0.13051

0.16051

7.662

6.230

7

8

1.267

0.7894

0.11246

0.14246

8.892

7.020

8

9

1.305

0.7664

0.09843

0.12843

10.159

7.786

9

10

1.344

0.7441

0.08723

0.11723

11.464

8.530

10

11

1.384

0.7224

0.07808

0.10808

12.808

9.253

11

12

1.426

0.7014

0.07046

0.10046

14.192

9.954

12

13

1.469

0.6810

0.06403

0.09403

15.618

10.635

13

14

1.513

0.6611

0.05853

0.08853

17.086

11.296

14

15

1.558

0.6419

0.05377

0.08377

18.599

11.938

15

16

1.605

0.6232

0.04961

0.07961

20.157

12.561

16

17

1.653

0.6050

0.04595

0.07595

21.762

13.166

17

18

1.702

0.5874

0.04271

0.07271

23.414

13.754

18

19

1.754

0.5703

0.03981

0.06981

25.117

14.324

19

20

1.806

0.5537

0.03722

0.06722

26.870

14.877

20

21

1.860

0.5375

0.03487

0.06487

28.676

15.415

21

22

1.916

0.5219

0.03275

0.06275

30.537

15.937

22

23

1.974

0.5067

0.03081

0.06081

32.453

16.444

23

24

2.033

0.4919

0.02905

0.05905

34.426

16.936

24

25

2.094

0.4776

0.02743

0.05743

36.459

17.413

25

26

2.157

0.4637

0.02594

0.05594

38.553

17.877

26

27

2.221

0.4502

0.02456

0.05456

40.710

18.327

27

28

2.288

0.4371

0.02329

0.05329

42.931

18.764

28

29

2.357

0.4243

0.02211

0.05211

45.219

19.188

29

30

2.427

0.4120

0.02102

0.05102

47.575

19.600

30

31

2.500

0.4000

0.02000

0.05000

50.003

20.000

31

32

2.575

0.3883

0.01905

0.04905

52.503

20.389

32

33

2.652

0.3770

0.01816

0.04816

55.078

20.766

33

34

2.732

0.3660

0.01732

0.04732

57.730

21.132

34

35

2.814

0.3554

0.01654

0.04654

60.462

21.487

35

40

3.262

0.3066

0.01326

0.04328

75.401

23.115

40

45

3.782

0.2644

0.01079

0.04079

92.720

24.519

45

50

4.384

0.2281

0.00887

0.03887

112.797

25.730

50

3%

То find F, given P: (1 + У)"

To find P, given F:

  • 1
  • (1 + if

To find A, given F:

i

(1 + i)" -1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + if-1 1

To find P, given A:

(1 + /Г-1 i(1 +if

п

(f/p)l

(p/f)l

(a/f)l

(a/p)l

(f/afn

(p!a)l

n

55

5.082

0.1968

0.00735

0.03735

136.072

26.774

55

60

5.892

0.1697

0.00613

0.03613

163.053

27.676

60

65

6.830

0.1464

0.00515

0.03515

194.333

28.453

65

70

7.918

0.1263

0.00434

0.03434

230.594

29.123

70

75

9.179

0.1089

0.00367

0.03367

272.631

29.702

75

80

10.641

0.0940

0.00311

0.03311

321.363

30.201

80

85

12.336

0.0811

0.00265

0.03265

377.857

30.631

85

90

14.300

0.0699

0.00226

0.03226

443.349

31.002

90

95

16.578

0.0603

0.00193

0.03193

519.272

31.323

95

100

19.219

0.0520

0.00165

0.03165

607.288

31.599

100

4%

To find F, given P: (1 + if

To find P, given F:

  • 1
  • (1 + if

To find A, given F:

i

(1 + if-1

To find A, given P:

i(1 + /f (1 + if-1

To find F, given A:

(1 + if-1 i

To find P, given A:

(1 + if-1 i(1 + if

n

(f/p)t

(p/f)*n

(a/f)4n

Са/р)*п

(f/a)4

(p/a)“„

n

1

1.040

0.9615

1.00000

1.04000

1.000

0.962

1

2

1.082

0.1246

0.49020

0.53020

2.040

1.886

2

3

1.125

0.8190

0.32035

0.36035

3.122

2.775

3

4

1.170

0.8548

0.23549

0.27549

4.246

3.630

4

5

1.217

0.8219

018463

0.22463

5.416

4.452

5

6

1.265

0.7903

0.15076

0.19076

6.633

5.242

6

7

1.316

0.7599

0.12661

0.16661

7.898

6.002

7

8

1.369

0.7307

0.10853

0.14853

9.214

6.733

8

9

1.423

0.7026

0.09449

0.13449

10.583

7.435

9

10

1.480

0.6756

0.08329

0.12329

12.006

8.111

10

11

1.539

0.6496

0.07416

0.11415

13.486

8.760

11

12

1.601

0.6246

0.06655

0.10655

15.026

9.385

12

13

1.665

0.6006

0.06014

0.10014

16.627

9.986

13

14

1.732

0.5775

0.05467

0.09467

18.292

10.563

14

15

1.801

0.5553

0.04994

0.08994

20.024

11.118

15

16

1.873

0.5339

0.04582

0.08582

21.825

11.652

16

17

1.948

0.5134

0.04220

0.08220

23.698

12.166

17

4%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + if-1

To find A, given P:

1(1 +if (1 + /У-1

To find F, given A:

(1 + /f-1 /

To find P, given A:

(1 + if -1 i(1 + if

п

(■f/p)i

(p/f)i

(a/f)4

Ca/p)4

(f/a)4

(p/a)4

n

18

2.026

0.4936

0.03899

0.07899

25.645

12.659

18

19

2107

0.4746

0.03614

0.07614

27.671

13.134

19

20

2.191

0.4564

0.03358

0.07358

29.778

13.590

20

21

2.279

0.4388

0.03128

0.07128

31.969

14.029

21

22

2.370

0.4220

0.02920

0.06920

34.248

14.451

22

23

2.465

0.4057

0.02731

0.06731

36.618

14.857

23

24

2.563

0.3901

0.02559

0.06559

39.083

15.247

24

25

2.666

0.3751

0.02401

0.06401

41.646

15.622

25

26

2.772

0.3607

0.02257

0.06257

44.312

15.983

26

27

2.883

0.3468

0.02124

0.06124

47.084

16.330

27

28

2.999

0.3335

0.02001

0.08001

49.968

16.683

28

29

3.119

0.3207

0.01888

0.05888

52.966

16.984

29

30

3.243

0.3083

0.01783

0.05783

58.085

17.292

30

31

3.373

0.2965

0.01686

0.05686

59.328

17.588

31

32

3.508

0.2851

0.01595

0.05595

62.701

17.874

32

33

3.648

0.2741

0.01510

0.05510

68.210

18.148

33

34

3.794

0.2636

0.01431

0.05431

69.858

18.411

34

35

3.946

0.2534

0.01358

0.05358

73.652

18.665

35

40

4.801

0.2083

0.01052

0.05052

95.026

19.793

40

45

5.841

0.1712

0.00826

0.04826

121.029

20.720

45

50

7.107

0.1407

0.00655

0.04855

152.667

21.482

50

55

8.646

0.1157

0.00523

0.04523

191.159

22.109

55

60

10.520

0.0951

0.00420

0.04420

237.991

22.623

60

65

12.799

0.0781

0.00339

0.04339

294.968

23.047

65

70

15.572

0.0642

0.00275

0.04275

364.290

23.395

70

75

18.945

0.0528

0.00223

0.04223

448.631

23.680

75

80

23.050

0.0434

0.00181

0.04181

551.245

23.915

80

85

28.044

0.0357

0.00146

0.04140

676.090

24.109

85

90

34.119

0.0293

0.00121

0.04121

827.983

24.267

90

95

41.511

0.0241

0.00099

0.04099

1012.785

24.398

95

100

50.505

0.0198

0.00081

0.04081

1237.624

24.505

100

5%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /У-1

To find A, given P:

/0 + /)" (1 + /У-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

(1 + /Г-1 i(1 + i)°

п

(f/pfi

(p/ffn

(a/f)l

(a/p)l

(f!a?„

(p/a)l

n

1

1.050

0.9524

1.00000

1.05000

1.000

0.952

1

2

1.103

0.9070

0.48780

0.53780

2.050

1.859

2

3

1.158

0.8638

0.31721

0.36721

3.153

2.723

3

4

1.216

0.8227

0.23201

0.28201

4.310

3.546

4

5

1.276

0.7835

0.18097

0.23097

5.526

4.329

5

6

1.340

0.7462

0.14702

0.19702

6.802

5.076

6

7

1.407

0.7107

0.12282

0.17282

8.142

5.786

7

8

1.477

0.6768

0.10472

0.15472

9.549

6.463

8

9

1.551

0.6446

0.09069

0.14069

11.027

7.108

9

10

1.629

0.6139

0.07950

0.12950

12.578

7.722

10

11

1.710

0.5847

0.07039

0.12039

14.207

8.306

11

12

1.796

0.5568

0.06283

0.11283

15.917

8.863

12

13

1.886

0.5303

0.05646

0.10646

17.713

9.394

13

14

1.980

0.5051

0.05102

0.10102

19.599

9.899

14

15

2.079

0.4810

0.04634

0.09634

21.579

10.380

15

16

2.183

0.4581

0.04227

0.09227

23.657

10.838

16

17

2.292

0.4363

0.03870

0.08870

25.840

11.274

17

18

2.407

0.4155

0.03555

0.08555

28.132

11.690

18

19

2.527

0.3957

0.03275

0.08275

30.539

12.085

19

20

2.653

0.3769

0.03024

0.08024

33.066

12.462

20

21

2.786

0.3589

0.02800

0.07800

35.719

12.821

21

22

2.925

0.3418

0.02597

0.07597

38.505

13.163

22

23

3.072

0.3256

0.02414

0.07414

41.430

13.489

23

24

3.225

0.3101

0.02247

0.07247

44.502

13.799

24

25

3.386

0.2953

0.02095

0.07095

47.727

14.094

25

26

3.556

0.2812

0.01956

0.06956

51.113

14.375

26

27

3.733

0.2678

0.01829

0.06829

54.669

14.643

27

28

3.920

0.2551

0.01712

0.06712

58.403

14.898

28

29

4.116

0.2429

0.01605

0.06605

62.323

15.141

29

30

4.322

0.2314

0.01505

0.06505

66.439

15.372

30

31

4.538

0.2204

0.01413

0.06413

70.761

15.593

31

32

4.765

0.2099

0.01328

0.06328

75.299

15.803

32

33

5.003

0.1999

0.01249

0.06249

80.064

16.003

33

34

5.253

0.1904

0.01176

0.06176

85.067

16.193

34

35

5.516

0.1813

0.01107

0.06107

90.320

16.374

35

40

7.040

0.1420

0.00828

0.05828

120.800

17.159

40

45

8.985

0.1113

0.00626

0.05626

159.700

17.774

45

5%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /T-1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + i)" -1 /

To find P, given A:

(1 + /)"-1 /•(1+/T

п

(ftp) 5n

(p/f)n

(a/ffi

(a/p)l

(f/a)n

(p!a)l

n

50

11.467

0.0872

0.00478

0.05478

209.348

18.256

50

55

14.636

0.0683

0.00367

0.05367

272.713

18.633

55

60

18.679

0.0535

0.00283

0.05283

353.584

18.929

60

65

23.840

0.0419

0.00219

0.05219

456.798

19.161

65

70

30.426

0.0329

0.00170

0.05170

588.529

19.343

70

75

38.833

0.0258

0.00132

0.05132

756.654

19.485

75

80

49.561

0.0202

0.00103

0.05103

971.229

19.596

80

85

63.254

0.0158

0.00080

0.05080

1245.087

19.684

85

90

80.730

0.0124

0.00063

0.05063

1594.607

19.752

90

95

103.035

0.0097

0.00049

0.05049

2040.694

19.806

95

100

131.501

0.0076

0.00038

0.05038

2610.025

19.848

100

6%

To find F, given P: (1 + /)”

To find P, given F:

  • 1
  • (1+ /')"

To find A, given F:

i

(1 + /У-1

To find A, given P:

1(1 + /')" (1 + i)" -1

To find F, given A:

(1 + /У-1 /’

To find P, given A:

(1 + i)" -1 i(1 + /')"

n

(f/p)n

(p/ft

(a/fti

(alpti

(f/afn

(p/a)n

n

1

1.080

0.9434

1.00000

1.06000

1.000

0.943

1

2

1.124

0.8900

0.48544

0.54544

2.060

1.833

2

3

1.191

0.8396

0.31411

0.37411

3.184

2.673

3

4

1.262

0.7921

0.22859

0.28859

4.375

3.465

4

5

1.338

0.7473

0.17740

0.23740

5.637

4.212

5

6

1.419

0.7050

0.14336

0.20336

6.975

4.917

6

7

1.504

0.6651

0.11914

0.17914

8.394

5.582

7

8

1.594

0.6274

0.10104

0.16104

9.897

6.210

8

9

1.689

0.5919

0.08702

0.14702

11.491

6.802

9

10

1.791

0.5584

0.07587

0.13587

13.181

7.360

10

11

1.898

0.5268

0.08679

0.12679

14.972

7.887

11

12

2.012

0.4970

0.05928

0.11928

16.870

8.384

12

13

2.133

0.4688

0.05296

0.11296

18.882

8.853

13

14

2.261

0.4423

0.04758

0.10756

21.015

9.295

14

15

2.397

0.4173

0.04296

0.10296

23.276

9.712

15

16

2.540

0.3936

0.03895

0.09895

25.673

10.106

16

6%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /T-1

To find A, given P:

/(1 + /У

(1+i)" —1

To find F, given A:

(1 + /Г-1 1

To find P, given A:

(1 + i)" -1 /•(1+/T

п

(■f/p)n

(p/ft

(я/ft

(я/pt

(flat

(р/я)ь

n

17

2.693

0.3714

0.03544

0.09544

28.213

10.477

17

18

2.854

0.3503

0.03236

0.09236

30.906

10.828

18

19

3.026

0.3305

0.02962

0.08962

33.760

11.158

19

20

3.207

0.3118

0.02718

0.08718

36.786

11.470

20

21

3.400

0.2942

0.02500

0.08500

39.993

11.764

21

22

3.604

0.2775

0.02305

0.08305

43.392

12.042

22

23

3.820

0.2618

0.02128

0.08126

48.996

12.303

23

24

4.049

0.2470

0.01968

0.07968

50.816

12.550

24

25

4.292

0.2330

0.01823

0.07823

54.865

12.783

25

26

4.549

0.2198

0.01690

0.07690

59.156

13.003

26

27

4.822

0.2074

0.01570

0.07570

63.706

13.211

27

28

5.112

0.1956

0.01459

0.07459

68.528

13.406

28

29

5.418

0.1846

0.01358

0.07358

73.640

13.591

29

30

5.743

0.1741

0.01265

0.07265

79.058

13.765

30

31

6.088

0.1643

0.01179

0.07179

84.802

13.929

31

32

6.453

0.1550

0.01100

0.07100

90.890

14.084

32

33

6.841

0.1462

0.01027

0.07027

97.343

14.230

33

34

7.251

0.1379

0.00960

0.06960

104.184

14.368

34

35

7.686

0.1301

0.00897

0.06897

111.435

14.498

35

40

10.286

0.0972

0.00646

0.06646

154.762

15.046

40

45

13.765

0.0727

0.00470

0.06470

212.744

15.456

45

50

18.420

0.0543

0.00344

0.06344

290.336

15.762

50

55

24.650

0.0406

0.00254

0.06254

394.172

15.991

55

60

32.988

0.0303

0.00188

0.06188

533.128

16.161

60

65

45.145

0.0227

0.00139

0.06139

719.083

16.289

65

70

59.076

0.0169

0.00103

0.06103

967.932

16.385

70

75

79.057

0.0126

0.00077

0.06077

1300.949

16.456

75

80

105.796

0.0095

0.00057

0.06057

1746.600

16.509

80

85

141.579

0.0071

0.00043

0.06043

2342.982

16.549

85

90

189.465

0.0053

0.00032

0.06032

3141.075

16.579

90

95

253.546

0.0039

0.00024

0.06024

4209.104

16.601

95

100

339.302

0.0029

0.00018

0.06018

5638.368

16.618

100

7%

То find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /)л-1

To find A, given P:

i(1 + i)"

(1 + /T-1

To find F, given A:

(1 + i)” -1 /

To find P, given A:

(1 + /У-1 /(1 + iT

п

(f/p?n

(,p/f)l

(a/f)l

(a!p)'„

(f/a)'

(p/a)7

n

1

1.070

0.9346

1.00000

1.07000

1.000

0.935

1

2

1.145

0.8734

0.48309

0.55309

2.070

1.808

2

3

1.225

0.8163

0.31105

0.38105

3.215

2.624

3

4

1.311

0.7629

0.22523

0.29523

4.440

3.387

4

5

1.403

0.7130

0.17389

0.24389

5.751

4.100

5

6

1.501

0.6663

0.13980

0.20980

7.153

4.767

6

7

1.606

0.6227

0.11555

0.18555

8.654

5.389

7

8

1.718

0.5820

0.09747

0.16747

10.260

5.971

8

9

1.838

0.5439

0.08349

0.15349

11.978

6.515

9

10

1.967

0.5083

0.07238

0.14238

13.816

7024

10

11

2.105

0.4751

0.06336

0.13336

15.784

7.499

11

12

2.252

0.4440

0.05590

0.12590

17.888

7943

12

13

2.410

0.4150

0.04965

0.11965

20.141

8.358

13

14

2.579

0.3878

0.04434

0.11434

22.550

8.745

14

15

2.759

0.3624

0.03979

0.10979

25.129

9.108

15

16

2.952

0.3387

0.03586

0.10586

27.888

9.447

16

17

3.159

0.3166

0.03243

0.10243

30.840

9.763

17

18

3.380

0.2959

0.02941

0.09941

33.999

10.059

18

19

3.617

0.2765

0.02675

0.09675

37.379

10.363

19

20

3.870

0.2584

0.02439

0.09439

40.995

10.594

20

21

4.141

0.2415

0.02229

0.09229

44.865

10.836

21

22

4.430

0.2257

0.02041

0.09041

49.006

11.061

22

23

4.741

0.2109

0.01871

0.08871

53.436

11.272

23

24

5.072

0.1971

0.01719

0.08719

58.177

11.469

24

25

5.427

0.1842

0.01581

0.08581

63.249

11.654

25

26

5.807

0.1722

0.01456

0.08456

68.676

11.826

26

27

6.214

0.1609

0.01343

0.08343

74.484

11.987

27

28

6.649

0.1504

0.01239

0.08239

80.698

12.137

28

29

7.114

0.1406

0.01145

0.08145

87.347

12.278

29

30

7.612

0.1314

0.01059

0.08059

94.461

12.409

30

31

8.145

0.1228

0.00980

0.07980

102.073

12.532

31

32

8.715

0.1147

0.00907

0.07907

110.218

12.647

32

33

9.325

0.1072

0.00841

0.07841

118.923

12.754

33

34

9.978

0.1002

0.00780

0.07780

128.259

12.854

34

35

10.677

0.0937

0.00723

0.07723

138.237

12.948

35

40

14.974

0.0668

0.00501

0.07501

199.635

13.332

40

45

21.002

0.0476

0.00350

0.07350

285.749

13.606

45

50

29.457

0.0339

0.00246

0.07246

406.529

13.801

50

7%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /У-1

To find A, given P:

/(1 + /T

(1 + i)“ -1

To find F, given A:

(1 + /Г-1 i

To find P, given A:

d + iT-1 /(1 + /У

п

(flpt

(p/ft

(a/f)l

(alpt

(flat

(pla)'„

n

55

41.315

0.0242

0.00174

0.07174

575.929

13.940

55

60

57.946

0.0173

0.00123

0.07123

813.520

14.039

60

65

81.273

0.0123

0.00087

0.07087

1146.755

14.110

65

70

113.989

0.0088

0.00062

0.07062

1614.134

14.160

70

75

159.876

0.0063

0.00044

0.07044

2269.657

14.196

75

80

224.234

0.0045

0.00031

0.07031

3189.063

14.222

80

85

314.500

0.0032

0.00022

0.07022

4478.576

14.240

85

90

441.103

0.0023

0.00016

0.07016

6287.185

14.253

90

95

618.670

0.0016

0.00011

0.07011

8823.854

14.263

95

100

867.716

0.0012

0.00008

0.07008

12381.662

14.269

100

8%

To find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /У

To find A, given F:

i

(1 + i)" -1

To find A, given P:

/'(1 + iT

(1 + i)" -1

To find F, given A:

(1 + /Г-1 i

To find P, given A:

(1 + i)" -1 /(1 + /У

n

Cf/pt

(p/ft

(alff„

(alpt

(flat

(plat

n

1

1.080

0.9259

1.00000

1.08000

1.000

0.926

1

2

1.166

0.8573

0.48077

0.58077

2.080

1.783

2

3

1.260

0.7938

0.30803

0.38803

3.246

2.577

3

4

1.360

0.7350

0.22192

0.30192

4.506

3.312

4

5

1.469

0.6806

0.17046

0.25048

5.867

3.933

5

6

1.587

0.6302

0.13832

0.21832

7.336

4.623

6

7

1.714

0.5835

0.11207

0.19207

8.823

5.206

7

8

1.851

0.5403

0.09401

0.17401

10.837

5.747

8

9

1.999

0.5002

0.08008

0.16008

12.488

6.247

9

10

2.159

0.4632

0.06903

0.14903

14.487

6.710

10

11

2.332

0.4289

0.06008

0.14008

16.645

7.139

11

12

2.518

0.3971

0.05270

0.13270

18.877

7.536

12

13

2.720

0.3677

0.04652

0.12652

21.495

7.904

13

14

2.937

0.3405

0.04130

0.12130

24.215

8.244

14

15

3.172

0.3152

0.03883

0.11683

27.152

8.559

15

16

3.426

0.2919

0.03298

0.11298

30.324

8.851

16

17

3.700

0.2703

0.02983

0.10963

33.750

9.122

17

18

3.996

0.2502

0.02670

0.10670

37.450

9.372

18

8%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /Г-1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + i)"-1 /

To find P, given A:

(1 + /)"-1 /(1 + /Г

п

(f/pfr,

(p/ffr,

(a//)®

(a/p>®„

(/7a)®

(p/a)®

n

19

4.316

0.2317

0.02413

0.10413

41.446

9.604

19

20

4.661

0.2145

0.02185

0.10185

45.762

9.818

20

21

5.034

0.1987

0.01983

0.09983

50.423

10.017

21

22

5.437

0.1839

0.01803

0.09803

55.457

10.201

22

23

5.781

0.1703

0.01642

0.09842

60.893

10.371

23

24

6.341

0.1577

0.01498

0.09498

66.765

10.529

24

25

6.848

0.1460

0.01368

0.09368

73.106

10.675

25

26

7.396

0.1352

0.01251

0.09251

79.954

10.810

26

27

7.988

0.1252

0.01145

0.09145

87.351

10.935

27

28

8.627

0.1159

0.01048

0.09049

95.339

11.051

28

29

8.317

0.1073

0.00962

0.08962

103.966

11.158

29

30

10.063

0.0994

0.00883

0.08883

113.283

11.258

30

31

10.868

0.0920

0.00811

0.08811

123.348

11.350

31

32

11.737

0.0852

0.00745

0.08745

134.214

11.435

32

33

12.676

0.0789

0.00685

0.08685

145.951

11.514

33

34

13.690

0.0730

0.00630

0.08630

158.627

11.587

34

35

14.785

0.0676

0.00580

0.08580

172.317

11.655

35

40

21.725

0.0460

0.00386

0.08386

259.057

11.925

40

45

31.920

0.0313

0.00258

0.08259

386.506

12.108

45

50

46.902

0.0213

0.00174

0.08174

573.770

12.233

50

55

68.914

0.0145

0.00118

0.08118

848.923

12.319

55

60

101.257

0.0099

0.00080

0.08080

1253.213

12.377

60

65

148.780

0.0067

0.00054

0.08054

1847.248

12.416

65

70

218.606

0.0046

0.00037

0.08037

2720.080

12.443

70

75

321.205

0.0031

0.00025

0.08025

4002.557

12.461

75

80

471.955

0.0021

0.00017

0.08017

5886.935

12.474

80

85

693.456

0.0014

0.00012

0.08012

8655.706

12.482

85

90

1018.915

0.0010

0.00008

0.08008

12723.939

12.488

90

95

1497.121

0.0007

0.00005

0.08005

18701.507

12.492

95

100

2199.761

0.0005

0.00004

0.08004

27484.516

12.494

100

9%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /T-1

To find A, given P:

1(1 + /')" (1 + /У-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

(1 + /У -1 /'(1 + /T

п

tf/p)l

(p/f)l

ia/f)l

(a!p)l

(p/a)l

n

1

1.090

0.9174

1.00000

1.09000

1.000

0.917

1

2

1.188

0.8417

0.47847

0.56847

2.090

1.759

2

3

1.295

0.7722

0.30505

0.39505

3.278

2.531

3

4

1.412

0.7084

0.21867

0.30867

4.573

3.240

4

5

1.539

0.6499

0.16709

0.25709

5.985

3.890

5

6

1.677

0.5963

0.13292

0.22292

7.523

4.486

6

7

1.828

0.5470

0.10869

0.19869

9.200

5.033

7

8

1.993

0.5019

0.09067

0.18067

11.028

5.535

8

9

2.172

0.4604

0.07680

0.16680

13.021

5.995

9

10

2.367

0.4224

0.06582

0.15582

15.193

6.418

10

11

2.580

0.3875

0.05695

0.14695

17.560

6.805

11

12

2.813

0.3555

0.04965

0.13965

20.141

7.161

12

13

3.066

0.3262

0.04357

0.13357

22.953

7.487

13

14

3.342

0.2992

0.03843

0.12843

26.019

7.786

14

15

3.642

0.2745

0.03406

0.12406

29.361

8.061

15

16

3.970

0.2519

0.03030

0.12030

33.003

8.313

16

17

4.328

0.2311

0.02705

0.11705

36.974

8.544

17

18

4.717

0.2120

0.02421

0.11421

41.301

8.756

18

19

5.142

0.1945

0.02173

0.11173

46.018

8.950

19

20

5.604

0.1784

0.01955

0.10955

51.160

9.129

20

21

6.109

0.1637

0.01762

0.10762

56.765

9.292

21

22

6.659

0.1502

0.01590

0.10590

62.873

9.442

22

23

7.258

0.1378

0.01438

0.10438

69.532

9.580

23

24

7.911

0.1264

0.01302

0.10302

76.790

9.707

24

25

8.623

0.1160

0.01180

0.10181

84.701

9.823

25

26

9.399

0.1064

0.01072

0.10072

93.324

9.929

26

27

10.245

0.0976

0.00973

0.09973

102.723

10.027

27

28

11.167

0.0895

0.00885

0.09885

112.968

10.116

28

29

12.172

0.0822

0.00806

0.09806

124.135

10.198

29

30

13.268

0.0754

0.00734

0.09734

136.308

10.274

30

31

14.462

0.0691

0.00669

0.09669

149.575

10.343

31

32

15.763

0.0634

0.00610

0.09610

164.037

10.406

32

33

17.182

0.0582

0.00556

0.09556

179.800

10.464

33

34

18.728

0.0534

0.00508

0.09508

196.982

10.518

34

35

20.414

0.0490

0.00464

0.09464

215.711

10.567

35

40

31.409

0.0318

0.00296

0.09296

337.882

10.757

40

45

48.327

0.0207

0.00190

0.09190

525.859

10.881

45

9%

То find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + /)л-1

To find A, given P:

/(1 + /У (1+i)" -1

To find F, given A:

(l + iT-1 /

To find P, given A:

(1 + /У-1 1(1 + /)"

п

(f/pfi

(p/f)n

(a/f)l

(a/p)l

(flat

(p/a)l

n

50

74.358

0.0134

0.00123

0.09123

815.084

10.962

50

55

114.408

0.0087

0.00079

0.09079

1260.092

11.014

55

60

176.031

0.0057

0.00051

0.09051

1944.792

11.048

60

65

270.864

0.0037

0.00033

0.09033

2998.288

11.070

65

70

416.730

0.0024

0.00022

0.09022

4619.223

11.084

70

75

641.191

0.0016

0.00014

0.09014

7113.232

11.094

75

80

986.552

0.0010

0.00009

0.09009

10950.556

11.100

80

85

1517.948

0.0007

0.00006

0.09006

16854.444

11.104

85

90

2335.501

0.0004

0.00004

0.09004

25939.000

11.106

90

95

3593.513

0.0003

0.00003

0.09003

39917.378

11.108

95

100

5529.089

0.0002

0.00002

0.09002

61422.544

11.109

100

10%

To find F, given P: (1 + /)”

To find P, given F:

  • 1
  • (1 + /У

To find A, given F:

i

(1 + /)” -1

To find A, given P:

/(1 + i)" (1 + /У-1

To find F, given A:

(1 + /У-1 /

To find P, given A:

(1 + /У-1 /•(1 + /У

n

(f/pf:

(p/f)'n°

(a/f)'"

(a/p)'°

(f/a)'"

(p/a)'„°

n

1

1.100

0.9091

1.00000

1.10000

1.000

0.909

1

2

1.210

0.8264

0.47619

0.57619

2.100

1.736

2

3

1.331

0.7513

0.30211

0.40211

3.310

2.487

3

4

1.464

0.6830

0.21547

0.31547

4.641

3.170

4

5

1.611

0.6209

0.16380

0.26380

6.105

3.791

5

6

1.772

0.5645

0.12961

0.22961

7.716

4.355

6

7

1.949

0.5132

0.10541

0.20541

9.487

4.868

7

8

2.144

0.4665

0.08744

0.18744

11.436

5.335

8

9

2.358

0.4241

0.07364

0.17364

13.579

5.759

9

10

2.594

0.3855

0.06275

0.16275

15.937

6.144

10

11

2.853

0.3505

0.05396

0.15396

18.531

6.495

11

12

3.138

0.3186

0.04676

0.14676

21.384

6.814

12

13

3.452

0.2897

0.04078

0.14078

24.523

7.103

13

14

3.797

0.2633

0.03575

0.13575

27.975

7.367

14

15

4.177

0.2394

0.03147

0.13147

31.772

7.606

15

16

4.595

0.2176

0.02782

0.12782

35.950

7.824

16

17

5.054

0.1978

0.02466

0.12466

40.545

8.022

17

10%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /T

To find A, given F:

i

(1 + /У-1

To find A, given P:

/(1 + iT (1 + /У-1

To find F, given A:

(1 + /У-1 i

To find P, given A:

(1 + /)"-1 /(1 + /)"

п

(f/p)n

<р/о:°

(a/fC

(a/p)'n°

(:f/a)n°

(p/a)l°

n

18

5.560

0.1799

0.02193

0.12193

45.599

8.201

18

19

6.116

0.1635

0.01955

0.11955

51.159

8.363

19

20

6.727

0.1486

0.01746

0.11746

57.275

8.514

20

21

7.400

0.1351

0.01562

0.11562

64.002

8.649

21

22

8.140

0.1228

0.01401

0.11401

71.403

8.772

22

23

8.954

0.1117

0.01257

0.11257

79.543

8.883

23

24

9.850

0.1015

0.01130

0.11130

88.497

8.985

24

25

10.835

0.0923

0.01017

0.11017

98.347

9.077

25

26

11.918

0.0839

0.00916

0.10916

109.182

9.161

26

27

13.110

0.0763

0.00826

0.10826

121.100

9.237

27

28

14.421

0.0693

0.00745

0.10745

134.210

9.307

28

29

15.863

0.0630

0.00673

0.10673

148.631

9.370

29

30

17.449

0.0573

0.00608

0.10608

164.494

9.427

30

31

19.194

0.0521

0.00550

0.10550

181.943

9.479

31

32

21.114

0.0474

0.00497

0.10497

201.138

9.526

32

33

23.225

0.0431

0.00450

0.10450

222.252

9.569

33

34

25.548

0.0391

0.00407

0.10407

245.477

9.609

34

35

28.102

0.0356

0.00369

0.10369

271.024

9.644

35

40

45.259

0.0221

0.00226

0.10226

442.593

9.779

40

45

72.890

0.0137

0.00139

0.10139

718.905

9.863

45

50

117.391

0.0085

0.00086

0.10086

1163.909

9.915

50

55

189.059

0.0053

0.00053

0.10053

1880.591

9.947

55

60

304.482

0.0033

0.00033

0.10033

3034.816

9.967

60

65

490.371

0.0020

0.00020

0.10020

4893.707

9.980

65

70

789.747

0.0013

0.00013

0.10013

7887.470

9.987

70

75

1271.895

0.0008

0.00008

0.10008

12708.954

9.992

75

80

2048.400

0.0005

0.00005

0.10005

20474.002

9.995

80

85

3298.969

0.0003

0.00003

0.10003

32979.690

9.997

85

90

5313.023

0.0002

0.00002

0.10002

53120.226

9.998

90

95

8556.676

0.0001

0.00001

0.10001

85556.760

9.999

95

100

13780.612

0.0061

0.00001

0.10001

137796.123 9.999

100

12%

То find F, given P: (1 + /)"

To find P, given F:

  • 1
  • (1 + /)"

To find A, given F:

i

(1 + f)"-1

To find A, given P:

/(1 + /Г (1 + /У-1

To find F, given A:

(1 + /Г-1 1

To find P, given A:

(1 + /T-1 /(1 + /)"

п

(f/p)'n2

ip/ftf

(a/f)'2

(a/p)'2

(f/a)'n2

(p/a)'„2

n

1

1.120

0.8929

1.00000

1.12000

1.000

0.893

1

2

1.254

0.7972

0.47170

0.59170

2.120

1.690

2

3

1.405

0.7118

0.29635

0.41635

3.374

2.402

3

4

1.574

0.6355

0.20923

0.32923

4.779

3.037

4

5

1.762

0.5674

0.15741

0.27741

6.353

3.605

5

6

1.974

0.5066

0.12323

0.24323

8.115

4.111

6

7

2.211

0.4523

0.09912

0.21912

10.089

4.564

7

8

2.476

0.4039

0.08130

0.20130

12.300

4.968

8

9

2.773

0.3606

0.06768

0.18768

14.776

5.328

9

10

3.106

0.3220

0.05698

0.17698

17.549

5.650

10

11

3.479

0.2875

0.04842

0.16842

20.655

5.938

11

12

3.896

0.2567

0.04144

0.16144

24.133

6.194

12

13

4.363

0.2292

0.03568

0.15568

28.029

6.424

13

14

4.887

0.2046

0.03087

0.15087

32.393

6.628

14

15

5.474

0.1827

0.02682

0.14682

37.280

6.811

15

16

6.130

0.1631

0.02339

0.14339

42.753

6.974

16

17

6.866

0.1456

0.02046

0.14046

48.884

7.120

17

18

7.690

0.1300

0.01794

0.13794

55.750

7.250

18

19

8.613

0.1161

0.01576

0.13576

63.440

7.366

19

20

9.646

0.1037

0.01388

0.13388

72.052

7.469

20

21

10.804

0.0926

0.01224

0.13224

81.699

7.562

21

22

12.100

0.0826

0.01081

0.13081

92.503

7.645

22

23

13.552

0.0738

0.00956

0.12956

104.603

7.718

23

24

15.179

0.0659

0.00846

0.12846

118.155

7.784

24

25

17.000

0.0588

0.00750

0.12750

133.334

7.843

25

26

19.040

0.0525

0.00665

0.12665

150.334

7.896

26

27

21.325

0.0469

0.00590

0.12590

169.374

7.943

27

28

23.884

0.0419

0.00524

0.12524

190.699

7.984

28

29

26.750

0.0374

0.00466

0.12466

214.582

8.022

29

30

29.960

0.0334

0.00414

0.12414

241.333

8.055

30

31

33.555

0.0298

0.00369

0.12369

271.292

8.085

31

32

37.582

0.0266

0.00328

0.12328

304.847

8.112

32

33

42.091

0.0238

0.00292

0.12292

342.429

8.135

33

34

47.142

0.0212

0.00260

0.12260

384.520

8.157

34

35

52.800

0.0189

0.00232

0.12232

431.663

8.176

35

40

93.051

0.0107

0.00130

0.12130

767.091

8.244

40

45

163.988

0.0061

0.00074

0.12074

1358.230

8.283

45

50

289.002

0.0035

0.00042

0.12042

2400.018

8.305

50

15%

То find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /У

To find A, given F:

i

(1 + /)” -1

To find A, given P:

/'(1 + /У (1 + /Г-1

To find F, given A:

(1 + /Г-1 /’

To find P, given Д:

(1 + /)л-1 /•(1+/T

п

(f/p)J5

(p/ftf

(a/f)i5

(a/p)J5

(Ш'п5

(p/a)!5

n

1

1.150

0.8696

1.00000

1.15000

1.000

0.870

1

2

1.322

0.7561

0.46512

0.61512

2.150

1.626

2

3

1.521

0.6575

0.28798

0.43798

3.472

2.283

3

4

1.749

0.5718

0.20027

0.35027

4.993

2.855

4

5

2.011

0.4972

0.14832

0.29832

6.742

3.352

5

6

2.313

0.4323

0.11424

0.26424

8.754

3.784

6

7

2.660

0.3759

0.09036

0.24036

11.067

4.160

7

8

3.059

0.3269

0.07285

0.22285

13.727

4.487

8

9

3.518

0.2843

0.05957

0.20957

16.786

4.772

9

10

4.046

0.2472

0.04925

0.19925

20.304

5.019

10

11

4.652

0.2149

0.04107

0.19107

24.349

5.234

11

12

5.350

0.1869

0.03448

0.18448

29.002

5.421

12

13

6.153

0.1625

0.02911

0.17911

34.352

5.583

13

14

7.076

0.1413

0.02469

0.17469

40.505

5.724

14

15

8.137

0.1229

0.02102

0.17102

47.580

5.847

15

16

9.358

0.1069

0.01795

0.16795

55.717

5.954

16

17

10.761

0.0929

0.01537

0.16537

65.075

6.047

17

18

12.375

0.0808

0.01319

0.16319

75.836

6.128

18

19

14.232

0.0703

0.01134

0.16134

88.212

6.198

19

20

16.367

0.0611

0.00976

0.15976

102.444

6.259

20

21

18.821

0.0531

0.00842

0.15842

118.810

6.312

21

22

21.645

0.0462

0.00727

0.15727

137.631

6.359

22

23

24.891

0.0402

0.00628

0.15628

159.276

6.399

23

24

28.625

0.0349

0.00543

0.15543

184.168

6.434

24

25

32.919

0.0304

0.00470

0.15470

212.793

6.464

25

26

37.857

0.0264

0.00407

0.15407

245.711

6.491

26

27

43.535

0.0230

0.00353

0.15353

283.569

6.514

27

28

50.066

0.0200

0.00306

0.15306

327.104

6.534

28

29

57.575

0.0174

0.00265

0.15265

377.170

6.551

29

30

66.212

0.0151

0.00230

0.15230

434.745

6.566

30

31

76.143

0.0131

0.00200

0.15200

500.956

6.579

31

32

87.565

0.0114

0.00173

0.15173

577.099

6.591

32

33

100.700

0.0099

0.00150

0.15150

664.664

6.600

33

34

115.805

0.0086

0.00131

0.15131

765.364

6.609

34

35

133.176

0.0075

0.00113

0.15113

881.170

6.617

35

40

267.863

0.0037

0.00056

0.15056

1779.090

6.642

40

45

538.769

0.0019

0.00028

0.15028

3585.128

6.654

45

50

1083.657

0.0009

0.00014

0.15014

7217.716

6.661

50

20%

То find F, given P: (1 + i)"

To find P, given F:

  • 1
  • (1 + /T

To find A, given F:

i

(1 + f)"-1

To find A, given P:

/(1 + /У (1 + /Г-1

To find F, given A:

(1 + i)"-1 /

To find P, given A:

(1 + /У-1 /(1 + /У

п

(f/p)f

(,p/f)n

(a/Of

(■а/p)f

if/a)n

(p/a)f

n

1

1.200

0.8333

1.00000

1.20000

1.000

0.833

1

2

1.440

0.6944

0.45455

0.65455

2.200

1.528

2

3

1.728

0.5787

0.27473

0.47473

3.640

2.106

3

4

2.074

0.4823

0.18629

0.38629

5.368

2.598

4

5

2.488

0.4019

0.13438

0.33438

7.442

2.991

5

6

2.986

0.3349

0.10071

0.30071

9.930

3.326

6

7

3.583

0.2791

0.07742

0.27742

12.916

3.605

7

8

4.300

0.2326

0.06061

0.26061

16.499

3.837

8

9

5.100

0.1938

0.04808

0.24808

20.799

4.031

9

10

6.192

0.1615

0.03852

0.23852

25.959

4.192

10

11

7.430

0.1346

0.03110

0.23110

32.150

4.327

11

12

8.916

0.1122

0.02526

0.22526

39.581

4.439

12

13

10.699

0.0935

0.02062

0.22062

48.497

4.533

13

14

12.839

0.0779

0.01689

0.21689

59.196

4.611

14

15

15.407

0.0649

0.01388

0.21388

72.035

4.675

15

16

18.488

0.0541

0.01144

0.21144

87.442

4.730

16

17

22.186

0.0451

0.00944

0.20944

105.931

4.775

17

18

26.623

0.0376

0.00781

0.20781

128.117

4.812

18

19

31.948

0.0313

0.00646

0.20646

154.740

4.843

19

20

38.338

0.0261

0.00536

0.20536

186.688

4.870

20

21

46.005

0.0217

0.00444

0.20444

225.025

4.891

21

22

55.206

0.0181

0.00369

0.20369

271.031

4.909

22

23

66.247

0.0151

0.00307

0.20307

326.237

4.925

23

24

79.497

0.0126

0.00255

0.20255

392.484

4.937

24

25

95.396

0.0105

0.00212

0.20212

471.981

4.948

25

26

114.475

0.0087

0.00176

0.20176

567.377

4.956

26

27

137.371

0.0073

0.00147

0.20147

681.853

4.964

27

28

164.845

0.0061

0.00122

0.20122

819.223

4.970

28

29

197.813

0.0051

0.00102

0.20102

984.068

4.975

29

30

237.376

0.0042

0.00085

0.20085

1181.881

4.979

30

31

284.851

0.0035

0.00070

0.20070

1419.257

4.982

31

32

341.822

0.0029

0.00059

0.20059

1704.108

4.985

32

33

410.186

0.0024

0.00049

0.20049

2045.930

4.988

33

34

492.223

0.0020

0.00041

0.20041

2456.116

4.990

34

35

590.668

0.0017

0.00034

0.20034

2948.339

4.992

35

40

1469.772

0.0007

0.00014

0.20014

7343.858

4.997

40

45

3657.258

0.0003

0.00005

0.20005

18281.331

4.999

45

50

9100.427

0.0001

0.00002

0.20002

45497.191

4.999

50

 
Source
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