David R. Lange, DBA (University of Kentucky), is an Auburn University Montgomery (AUM) Distinguished Research and Teaching Professor of Finance. He has received many prestigious awards for both research and teaching from the University and from several academic associations. In 2012, he received the Academy of Economics and Finance (AEF) Fellow Award in recognition of extraordinary contributions and achievements to the AEF's mission of advancing teaching, research, and service. David was the Lowder-Weil Professor and Chair of the Applied Life Insurance Education and Research Program, and a frequent presenter in the AEF Teacher Training Program. He has taught classes in commercial risk management and insurance, enterprise risk management, financial valuation, and investments and portfolio management. He has also consulted in a significant number of individual and class insurance-related cases in both state and federal court. Professionally, David has served as the Eastern Finance Association executive director and VP-finance, as well as program chair and president for both the Academy of Financial Services and the Academy of Economics and Finance.

Betty J. Simkins, PhD, is Williams Companies Chair of Business and Professor of Finance at Oklahoma State University. Betty received her PhD from Case Western Reserve University. She has had more than 50 publications in academic finance journals. She has won awards for her teaching, research, and outreach, including the top awards at Oklahoma State University: the Regents Distinguished Research Award and the Outreach Excellence Award. Her primary areas of research are risk management, energy finance, and corporate governance. She serves on the editorial boards of nine academic journals, including the Journal of Banking and Finance; is past co-editor of the Journal of Applied Finance; and is past president of the Eastern Finance Association. She also serves on the Executive Advisory Committee of the Conference Board of Canada's Strategic Risk Council. In addition to this book, she has published two others: Energy Finance and Economics: Analysis and Valuation, Risk Management and the Future of Energy and Enterprise Risk Management: Today's Leading Research and Best Practices for Tomorrow's Executives. Prior to entering academia, she worked in the corporate world for ConocoPhillips and Williams Companies. She conducts executive education courses for companies globally.

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